Georgia Laws and Rules Practice Exam

The primary function of an insurance adjuster is to evaluate insurance claims. Adjusters are responsible for investigating the details of an insurance claim, determining the extent of the insurance company's liability, and assisting in the resolution of claims by assessing damages and costs involved. Their role involves gathering evidence, interviewing relevant parties, such as the insured and witnesses, and preparing reports that detail their findings and recommendations for settlement. This evaluation process is crucial, as it directly impacts how claims are processed and ensures that the insured receives fair compensation for their losses in accordance with their policy terms.

The other functions listed, such as selling insurance policies, creating advertising strategies, or training insurance agents, fall outside the primary role of an adjuster and are typically handled by different professionals within the insurance industry.