What coverage is mandated for newborn children in all accident and sickness plans?

In Georgia, as well as in many other jurisdictions, accident and sickness plans are required to provide coverage for newborn children immediately upon birth. Specifically, this mandated coverage lasts for 31 days. During this period, the newborn is automatically covered under the parent's existing health insurance policy without the need for any additional enrollment or waiting period.

This provision ensures that newborns have immediate access to necessary medical care, which may include routine examinations, vaccinations, and treatment for any health issues that may arise soon after birth. After the initial 31 days, parents typically need to formally enroll the child in the health insurance plan to continue coverage.

This requirement is designed to promote the health and welfare of newborns and to minimize the risks associated with any lapse in insurance coverage during such a critical period. Other options, like basic health coverage, maternity benefits, or emergency care, do not specifically address the mandated automatic coverage for newborns, making them less relevant in this context.