What does coercion in the insurance context typically involve?

Coercion in the insurance context typically involves using pressure to get someone to purchase insurance services or products. This can manifest as an insurance representative pressuring clients through fear, intimidation, or manipulation, rather than allowing them to make a free and informed choice regarding their insurance needs.

This concept is crucial in understanding ethical practices in insurance sales, where agents should strive to provide clients with clear, unbiased information about their options without applying undue influence. The importance of maintaining ethical standards in the industry helps ensure that clients can make decisions based on their own needs and preferences rather than feeling forced into a decision they are uncomfortable with.