What must an agent do before receiving commissions from an insurance company?

An agent must obtain a license and an appointment before they are eligible to receive commissions from an insurance company. This requirement ensures that the agent is legally authorized to conduct business in the insurance sector, complying with state regulations.

In Georgia, the licensing process typically includes meeting specific educational requirements and passing a state examination. Additionally, obtaining an appointment from the insurance company is crucial as it formally designates the agent to represent the insurer and allows the agent to earn commissions based on the policies they sell.

While completing a training program, passing an examination, and submitting a background check may be part of the overall process to become a licensed agent, these steps do not directly grant the authority to receive commissions. Without the necessary license and appointment in hand, an agent cannot legally earn commissions for their work in selling insurance.